At Mudgil Eye Associates, we believe excellent eye care should be accessible. We accept most major medical insurance plans including Medicare, work directly with patients to verify coverage before each visit, and offer flexible payment options for elective and premium services like advanced cataract surgery and EVO ICL. Have a question about your coverage or out-of-pocket cost? Call our office at 610-429-3004 and our patient services team will verify your benefits before your appointment so there are no surprises.
Have a specific question about your coverage or out-of-pocket costs? Call our office at 610-429-3004 and our patient services team will verify your benefits before your appointment so there are no surprises.
We accept most major medical insurance plans including Medicare. Plan participation can change, so always call our office at 610-429-3004 before your appointment to verify your specific plan.
Please note: at this time we do not accept vision-only insurance plans (such as VSP, Davis, EyeMed, Spectera, Superior Vision, or NVA), Humana, or Workers Compensation. We bill all eye care under your medical insurance.
Plan participation lists can change. Always call our office at 610-429-3004 before your appointment to verify your specific plan and coverage. The above is illustrative; please confirm with our office.
All eye care at Mudgil Eye Associates is billed to your medical insurance. We do not bill vision-only plans. Coverage depends on your specific medical insurance plan.
Some elective and refractive services are not billable to medical insurance and are out-of-pocket:
Medicare Part B covers medically necessary cataract surgery, including the surgeon fee, the facility fee, the standard monofocal intraocular lens (IOL) implant, and one pair of standard eyeglasses or contact lenses after surgery. Medicare typically pays 80 percent of the Medicare-approved amount and you are responsible for your Part B deductible and 20 percent coinsurance, which is often paid by a secondary or supplemental plan.
Dr. Mudgil's office will provide a clear written estimate before scheduling any surgery so you know exactly what Medicare covers, what your supplemental plan covers, and what your remaining out-of-pocket cost will be.
Cataract surgery with a standard monofocal lens is covered by Medicare and most commercial insurance. Patients who want to reduce their dependence on glasses after surgery can choose premium services including an advanced technology intraocular lens (IOL) and femtosecond laser-assisted surgery. The base cataract surgery is still covered by your medical insurance; the advanced technology component is the out-of-pocket portion.
Final pricing depends on the specific lens, whether you choose femtosecond laser, and any additional refractive correction. Dr. Mudgil's team provides a personalized written estimate at your consultation so you know exactly what to expect.
Cataract surgery with a standard monofocal lens is covered by Medicare and most commercial insurance. Patients who want to reduce their dependence on glasses after surgery can choose premium services including an advanced technology IOL. The base cataract surgery is still covered by insurance; only the premium service component is out-of-pocket.
Premium service costs at Mudgil Eye Associates typically range from $800 to $4,500 per eye, depending on the specific advanced technology IOL selected and whether femtosecond laser-assisted surgery is included. Dr. Mudgil's team provides a written estimate at your consultation showing your specific final cost before scheduling.
Most elective vision services at Mudgil Eye Associates are HSA-eligible and FSA-eligible expenses, including premium IOL upgrades, femtosecond laser cataract surgery, EVO ICL, and contact lens fittings. Many patients use HSA/FSA dollars to offset out-of-pocket costs for advanced cataract surgery and refractive procedures. Bring your HSA or FSA debit card on the day of payment, or submit a receipt for reimbursement.
We accept cash, personal checks, and major credit cards (Visa, MasterCard, Discover). Payment is collected at the time of service for any patient responsibility (copay, deductible, or out-of-pocket amount).
For any cataract surgery, EVO ICL, or other surgical procedure, our team prepares a written estimate showing what your insurance covers and what your final out-of-pocket cost will be. We never bill you a surprise.
We accept most major medical insurance plans including Medicare, Independence Blue Cross, Aetna, Cigna, United Healthcare, Tricare, Highmark, and AmeriHealth. We do not accept Humana, vision-only plans (VSP, Davis, EyeMed, Spectera, Superior Vision, NVA), or Workers Compensation. Always call 610-429-3004 before your appointment to verify your specific plan.
Vision-only plans typically cover routine refractive eye exams and eyeglass benefits. As a medical-surgical ophthalmology practice, we focus on diagnosing and treating eye disease and surgical conditions, all of which are billed to your medical insurance. If your visit is for a routine refractive exam without medical concerns, a vision-plan-participating optometrist may be a better fit; for any medical eye care we are happy to see you under your medical insurance.
For most patients with Medicare or commercial insurance, basic cataract surgery with a standard monofocal IOL is fully covered after your deductible and copay. If you choose a premium IOL upgrade (PanOptix, Vivity, Light Adjustable Lens, etc.) or femtosecond laser, those are out-of-pocket. Dr. Mudgil's team provides a written estimate at your consultation showing exactly what your final cost will be.
No. Medicare and commercial insurance cover the standard monofocal IOL only. Premium lens upgrades and femtosecond laser fees are out-of-pocket. HSA and FSA funds may be eligible to cover some of these costs.
Yes. Premium IOL upgrades, femtosecond laser cataract surgery, EVO ICL, contact lens fittings, and most elective vision services at Mudgil Eye Associates are HSA and FSA eligible expenses. Bring your HSA/FSA debit card or save your receipts for reimbursement.
Yes. For any cataract surgery, EVO ICL, or other surgical procedure, our team prepares a written estimate showing your insurance coverage and your remaining out-of-pocket cost. You will know your exact final cost before scheduling.
We work with patients without insurance to offer transparent self-pay pricing. Many services are surprisingly affordable. Call us to discuss self-pay rates for your specific situation.
Call our office at 610-429-3004 and our patient services team will verify your insurance benefits before your appointment so there are no surprises. You can also request an appointment online and we will reach out to confirm coverage before your visit.
Mudgil Eye Associates has served Chester County and the Main Line for more than 20 years and we are committed to making advanced eye care affordable and accessible. We look forward to caring for your vision.